Ok, here is your talk bubble template in code.
<includeonly>{{#if:{{{text|}}}|{{User:Xiggie/TalkTemplate
|image=DaysRoxas.png
|imagesize=70px
|color=gold
|color2=red
|textcolor=black
|textcolor2=white
|line=orangered
|border=orangered
|name=SquareEnixRocks
|nick=Square Enix Rocks!
|sig=''No! My heart belongs to'' me ''!''
|time=''Come on!''
|text={{{text}}}}}|{{#if:{{{happy|}}}|{{TalkTextTest2
|image=DaysRoxasHappy2.png
|imagesize=70px
|color=gold
|color2=red
|textcolor=black
|textcolor2=white
|line=orangered
|border=orangered
|name=SquareEnixRocks
|nick=Square Enix Rocks!
|sig=''Look sharp!''
|time=''Come on!
|text={{{happy}}}}}|{{#if:{{{chibir|}}}|{{TalkTextTest2
|image=ChibiRoxas_Mugshot.png
|imagesize=70px
|color=#66CCFF
|color2=#0099CC
|textcolor=white
|textcolor2=white
|border=black
|name=SquareEnixRocks
|nick=Square Enix Rocks!
|sig=''Why am I so tiny...''
|time=''...and why is my head so big?''
|text={{{chibir}}}}}|{{#if:{{{tfa|}}}|{{TalkTextTest2
|image=SoraTalk.png
|color=gold
|color2=darkgoldenrod
|textcolor=darkgoldenrod
|textcolor2=gold
|line=darkgoldenrod
|fonttype=helvetica
|name=SquareEnixRocks
|sig=Are you done rambling?
|time=You sure do like to talk a lot. Well, at least I’m never lonely.[[User:KingdomKeyDarkside|KingdomKeyDarkside]] has awarded this user the Talkative Friend Award.
|text={{{tfa}}}
}}|{{#if:{{{mog|}}}|{{TalkTextTest2
|image=Moogle-Live.gif
|color=blanchedalmond
|color2=crimson
|textcolor=Crimson
|textcolor2=blanchedalmond
|line=black
|fonttype=helvetica
|name=SquareEnixRocks
|sig=Greetings, kupo. What is your name?
|time=Are you here to shop, kupo?
|text={{{mog}}}
}} }}}}}}}}}}</includeonly><noinclude>
{{SER|time={{{time}}}|text={{{text}}}}}
{{SER|time={{{time}}}|happy={{{text}}}}}
{{SER|time={{{time}}}|chibir={{{chibir}}}}}
{{SER|time={{{time}}}|tfa={{{tfa}}}}}
{{SER|time={{{time}}}|mog={{{mog}}}}}
[[Category:UserTalk templates]]
</noinclude>
every time you want to add another bubble, you have to make one from this template:
{{TalkTextTest2
|image=image link goes here. (e.g. SoraTalk.png)
|color=Color for the top half of the talk bubble goes here. (eg, blue)
|color2=Color for the bottom half of the talk bubble goes here.
|textcolor=Text color for the top half of the talk bubble goes here. (Eg dodgerblue)
|textcolor2=Text color for the bottom half goes here.
|line=Color of the line that separates the two halves goes here.
|fonttype=Name of the font type you want to use goes here. (Trebuchet MS is the standard font for the wiki, but I like helvetica for some reason.
|name=Your user name (or the user name of the person you're making the talk bubble for) goes here.
|sig=The main quote goes here.
|time=The secondary quote and the time go here.
|text=The text goes here.
}}
Not so complicated, right? here's where it gets frustrating, and I almost guarantee you will screw this part up (Everyone does).
<includeonly>{{#if:{{{text|}}}|{{User:Xiggie/TalkTemplate
|image=DaysRoxas.png
|imagesize=70px
|color=gold
|color2=red
|textcolor=black
|textcolor2=white
|line=orangered
|border=orangered
|name=SquareEnixRocks
|nick=Square Enix Rocks!
|sig=''No! My heart belongs to'' me ''!''
|time=''Come on!''
|text={{{text}}}}}|{{#if:{{{happy|}}}|{{TalkTextTest2
|image=DaysRoxasHappy2.png
|imagesize=70px
|color=gold
|color2=red
|textcolor=black
|textcolor2=white
|line=orangered
|border=orangered
|name=SquareEnixRocks
|nick=Square Enix Rocks!
|sig=''Look sharp!''
|time=''Come on!
|text={{{happy}}}}}|{{#if:{{{chibir|}}}|{{TalkTextTest2
|image=ChibiRoxas_Mugshot.png
|imagesize=70px
|color=#66CCFF
|color2=#0099CC
|textcolor=white
|textcolor2=white
|border=black
|name=SquareEnixRocks
|nick=Square Enix Rocks!
|sig=''Why am I so tiny...''
|time=''...and why is my head so big?''
|text={{{chibir}}}}}|{{#if:{{{tfa|}}}|{{TalkTextTest2
|image=SoraTalk.png
|color=gold
|color2=darkgoldenrod
|textcolor=darkgoldenrod
|textcolor2=gold
|line=darkgoldenrod
|fonttype=helvetica
|name=SquareEnixRocks
|sig=Are you done rambling?
|time=You sure do like to talk a lot. Well, at least I’m never lonely.[[User:KingdomKeyDarkside|KingdomKeyDarkside]] has awarded this user the Talkative Friend Award.
|text={{{tfa}}}
}}|{{#if:{{{mog|}}}|{{TalkTextTest2
|image=Moogle-Live.gif
|color=blanchedalmond
|color2=crimson
|textcolor=Crimson
|textcolor2=blanchedalmond
|line=black
|fonttype=helvetica
|name=SquareEnixRocks
|sig=Greetings, kupo. What is your name?
|time=Are you here to shop, kupo?
|text={{{mog}}}'''}}'''|'''{{#if:{{{riku|}}}|{{TalkTextTest2
|image=DaysRiku.png
|imagesize=70px
|color=black
|color2=silver
|textcolor=silver
|textcolor2=black
|line=white
|fonttype=Helvetica
|name=KingdomKeyDarkside
|sig=Why? Why do you have the Keyblade?
|time='Cause I'm not a total sap like you. — {{{time}}}
|text=[[File:Hsymbol.png|15px]] {{{riku}}}
}}''' '''}}'''}}}}}}}}}}</includeonly><noinclude>
{{SER|time={{{time}}}|text={{{text}}}}}
{{SER|time={{{time}}}|happy={{{text}}}}}
{{SER|time={{{time}}}|chibir={{{chibir}}}}}
{{SER|time={{{time}}}|tfa={{{tfa}}}}}
{{SER|time={{{time}}}|mog={{{mog}}}}}
'''{{SER|time={{{time}}}|riku={{{riku}}}}}'''
[[Category:UserTalk templates]]
</noinclude>
everyhthing with quotations around it is what you have to change. whenever you put a new talk bubble in, you must block off the old one with a |, and move the lower brackets that are a part of it back up, so you have something like </nowiki>{{{mog}}}}} instead of <nowiki>{{{Mog}}} }}. then you put the following: {{#if:{{{riku}}}. and another |.
then you paste in the coding for the talk bubble itself. at the end of the bubble where it says {{{riku}}}}}, hit the spacebar and then the enter button before the last 2 brackets. add another two brackets to the huge cluster of them. make sure there is a space between the ending brackets for the last talk bubble and the large cluster. the final step is to add the coding at the bottom of the page. like this {{{SER|time={{{time}}}|riku={{{riku}}}. there! that's really all you need to know. KingdomKeyDarkside 22:26, January 21, 2010 (UTC)